GCBS Solutions

GCBS Solutions is a Unique Core Banking Software Specially And Specifically designed only for Co-Operative Banks Which Offers All The Features And Reports Required For Co-Operative Banks Along with a Plug and Play Network where the client can Connect Even From The Remote Places.

Contents

  • ARCHITECTURE OF CBS
  • HARDWARE REQUIREMENTS
  • SOFTWARE REQUIREMENTS
  • NETWORK INFRASTRUCTURE
  • SECURITIES
  • SOFTWARE FEATURES
  • SUPPORT
  • TRAINING
  • FEATURES

The Architecture Of CBS Software is a Composite Of Legacy Development , ASp.net And Compact Devices Connectivity. The Core Software Runs On The legacy Software while the Interface At Customer Site Runs On ASP.Net And Compact Devices Software namely Windows, AndroidAnd Symbian

Hardware Requirements Will Depend On weather the customer wishes to have his data center at his place or wishes of lease or use Cloud. Incase The Customer wishes to go for own data center Then 2 MID Range Servers , One Redudant UPS, VPN Server and Client Are essential and may vary depending on the size of business.

Software requirements depends on the Data center. If the datacenter is placed at Customer site then 2 Windows server, terminal server Licences and user licensesfor the branch Nodes And Antivirus Software is essential.

Network Infrastructure is a Composite Of Terminal Services And Web Services Deoending On the Client Requirement.

Security is Given utmost importance and it works with a 4 Tier Architecture Which will Make Hacking Almost Impossible

Support Shall Be Provided Online and Offline Depending on the need of The hour to minimise the Problems and Downtime.

Training Shall be provided to all the bank staff at Free OF Cost. Which will enable The Smooth Running Of the Software.

Features

  • Multiple levels of security
  • Distributed Database Concept
  • GUI Interface
  • paperless Banking
  • Total Automation
  • Instant Financial Statements
  • Efficient Back-up & Maintainability
  • Data Security & Accessibility
  • Data Encryption
  • Signature/ Photograph Storage &Retrieval
  • Auto Transfer
  • Multiple Entries
  • Multi Lingual
  • Auto transfer Of Matured Accounts
  • Auto Lien OF Deposit Loans
  • Pigmy Auto Transfer Module
  • Pigmy Machine Interfaces
  • SMS Module
  • ATM Connectivity
  • Single Credit/ Multiple Debits
  • Single Debit/ Multiple Credits
  • Multiple Debits/Multiple Credits
  • Modular structure
  • Structured Design
  • Object Oriented Design
  • All necessary modules for complete Bank Automation
  • Generation of statutory RBI reports
  • Pass book & Draft printing
  • Multitasking
  • Freezing Accounts
  • Asset Liability Management
  • NPA Management System

Elements:

  • Share Module
  • Transaction Deposits Module
  • Cumulative Deposits
  • Fixed Deposits
  • Cash Certificate Module
  • Loan On Deposits
  • Term Loans
  • Cash Module
  • Consolidations
  • Financial statements
  • Cash Credit/ OD Loan Module
  • Income and Expenditure Management System
  • Pigmy Module
  • Bills Discounting/Collections/Hundi
  • Clearing Module
  • Pay Orders And Demand Drafts
  • Liability/ Asset Managemnt System
  • Co-Operative Department Returns
  • Auto Branch Consolidations
  • Matured Account Transfer System
  • RBI Reports
  • SMS Alerts
  • ATM Connectivity
  • Pigmy Machine Interface

Share Module

  • Share suspense
  • Associate / regular shares
  • Issue of share certificate
  • Share certificate printing
  • Dividend warrants printing
  • List of share issued and closed between two dates
  • Voters list
  • Area wise members ,pin code wise address list of members
  • Share transaction ,balance ledger
  • Reserve Fund Transfer System

Transaction Deposit Module

  • Account opening
  • Signature / Photograph storage & Retrival
  • Cheque Book Issue
  • Transaction- Deposits /Withdrawals –Cash/Clearing/Transfer
  • Cheque Stop Payment
  • Service Charges
  • Freezing & Unfreezing Accounts
  • Execution of standing instructions
  • Automatic interest calculation / Applications
  • Numerous User defined Query System
  • Printing of Schedule
  • Multiple Transfer Module
  • SB Daily Interest Calculation.

Deposit Module

  • Different types of user defined deposit schemes
  • Fixed Deposits: Standing instructions to transfer interest amount from deposit account to other Accounts in any branch
  • Lien on deposits
  • Matured Deposits Maintenance
  • Account Opening
  • Conversion from one deposit scheme to another
  • Payback / Renewal of deposits
  • Premature payment of deposit
  • Automatic renewal of accounts
  • Discounted Interest calculation for monthly interest payment
  • Nominee facility TDS calculation
  • Multiple Query System
  • Cost Of Funds

Loans Module

  • User defined Loans Schemes
  • Loan Against Security / Gold / Vehicles Etc
  • Loans for Consumer durables
  • Periodic interest calculation / Posting
  • Automatic Calculations Of interest /penal interest & overdue interest for accounts
  • Non- performing assets
  • Classification – Priority/ weaker section etc
  • Notice printing
  • Multiple Query System
  • Direct & Indirect liability of the member
  • Demand, Collection & Balance Statement
  • Period –Wise Classification
  • Defaulters List
  • Overdue List
  • Challan Printing
  • Recovery list –Area wise/Place Wise/OD Wise etc
  • Account opening & closing list closing
  • Loan document details for loan account
  • Statement of account & ledger reports for all loan account
  • Detailed Consolidation Reports
  • NPA Module

Bills Module

  • Different bill types- Cheque , discounting of outward bills
  • Collection of bills
  • Realization of bills
  • Collection , purchase discounting of outward bills
  • Realization of outward bills
  • Purchasing , discounting limits
  • Bills retained , dishonored
  • Automatic generation of reference numbers
  • Calculation of commission , exchange
  • Generation of demand draft & pay order
  • Issue of DDs & Pay orders
  • Listing of customers in case of dishonored bills
  • Addition, modification of inward & outward bills
  • Invward bill register
  • Bill intimation memo

RBI Reports

  • SLR & CRR register
  • Automatic generation of Form I & Form IX
  • ALM System
  • OSS Reports
  • NPA System
  • Purpose wise reports
  • Asset Classification
  • TDL register

Financial Statments

  • Trail balance
  • Balance sheet
  • Receipts & payments
  • General ledger maintenance
  • Profit And Loss Account
  • Outward bill register
  • Bills purchased/discounted register
  • Outstanding register etc

The Above Are Some Of The Features OF GCBS Banking Software . If You wish to have a Detailed Information about Please do Call us Or Mail Us, We will arrange a Demo or a Live Demonstartion For You.

Client List:

LIST OF CO-OPERATIVE BANKS:

  • Sri Vijay Mahanthesh Co-op Bank Ltd., Hungund, Bagalkot
  • Ilkal Co-op Bank Ltd., Ilkal, Bagalkot
  • The Mudhol Co-op Bank Ltd., Mudhol Bagalkot
  • Bhavasara Kshatriya Co-op Bank Ltd., Talikoti, Bijapur
  • Karnataka Co-op Bank Ltd., Muddebihal, Bijapur
  • Nyayamitra Sahakara Bank Ltd., Bangalore
  • Swamy Vivekananda Co-op Bank Ltd., Nidagundi, Bijapur
  • The Muslim Co-op Bank Ltd., Talikoti, Bijapur
  • The Surpur Co-op Bank Ltd., Surpur, Gulbarga
  • Sri Bhyraveshwara Sahakara Bank Ni., Tumkur
  • Kitturu Chennamma Mahila Co-op Bank Ltd., Bagalkot
  • Merchants Co-op Bank Ltd., Tiptur, Tumkur
  • Arasikere Urban Co-Operative Bank Ltd, Arasikere. Hassan
  • Hiriyur Urban Credit Co-Operative Bank,Hiryur.
  • Sri Harihareshwara Urban Co-Operative Bank Ltd., Harihara.
  • Kalparuksha Co-Op Bank Ltd, Chikkanayakanahalli

LIST OF SOUHARDA SAHAKARA BANKS:

  • Sree Seetharaghava Souharda Sahakara Bank Ltd., Hosadurga, Chitradurga
  • Adarsha Souharda Sahakari Bank Niyamitha, Harappanahalli, Davanagere